Editorial Policy

Last Updated: February 2, 2026

At FinCalculator.cloud, our editorial integrity is non-negotiable. We are committed to delivering accurate, unbiased, and actionable financial information that empowers millions of Indians to make informed decisions.

1. Our Core Principles

Every piece of content on FinCalculator.cloud adheres to three foundational principles:

2. Content Creation Process

2.1 Research and Fact-Checking

Before publishing any calculator or article, our team conducts thorough research using authoritative sources, including:

• Government Authorities: Reserve Bank of India (RBI), Securities and Exchange Board of India (SEBI), Income Tax Department, Ministry of Finance
• Official Documents: Income Tax Acts, GST Council notifications, Union Budget documents, RBI circulars
• Financial Institutions: Public and private banks' official interest rate schedules, loan terms, and regulatory filings
• Academic Sources: Research papers, financial textbooks, and peer-reviewed journals

2.2 Formula Verification

All calculator formulas are cross-referenced with:

• Official banking calculators (SBI, HDFC, ICICI, etc.)
• Ministry of Finance guidelines
• AMFI (Association of Mutual Funds in India) standards for SIP calculations
• Standard financial mathematics textbooks

We perform manual test calculations to ensure accuracy before deployment.

2.3 Regulatory Compliance

We monitor changes in Indian financial regulations and update our content accordingly:

• Union Budget Updates: Within 48 hours of the annual budget announcement, we update tax calculators to reflect new slabs and deductions.
• RBI Policy Changes: Interest rate changes, repo rates, and banking guidelines are incorporated as they are announced.
• SEBI Regulations: Mutual fund categorization, disclosure norms, and investment guidelines are reflected in our calculators.

3. Editorial Independence and Objectivity

3.1 No Financial Product Sales

FinCalculator.cloud does not sell or promote any financial products. We are not affiliated with any bank, mutual fund house, insurance company, or fintech platform. This ensures that our calculators and content remain unbiased and focused solely on user benefit.

3.2 No Affiliate Commissions

We do not earn commissions from recommending specific financial products or services. Our revenue model (if any) is based on non-intrusive display advertising, which does not influence our editorial decisions.

3.3 Conflict of Interest Policy

If any member of our team has a financial interest in a topic we cover, we disclose it clearly. However, such instances are rare given our focus on educational tools rather than product reviews.

4. Content Standards

4.1 Clarity and Accessibility

We write for a general audience, avoiding unnecessary jargon. When technical terms are used (e.g., "corpus," "annuity," "CAGR"), we provide clear definitions and real-world examples.

4.2 Practical Relevance

All content is designed to be actionable. Our articles include:

• Step-by-step guides
• Real-world examples with Indian context (INR amounts, Indian tax laws)
• Pros and cons of different approaches
• Common mistakes to avoid

4.3 Cultural Sensitivity

We recognize India's diversity and avoid assumptions about income levels, literacy, or financial sophistication. Our content is designed to be inclusive and respectful of all users.

5. Fact-Checking and Quality Assurance

Before publication, every calculator and article undergoes a multi-stage review:

1. Content Creation: Initial draft by a content creator with financial expertise.
2. Technical Review: Formulas and calculations reviewed by a financial analyst.
3. Editorial Review: Copyediting for grammar, clarity, and adherence to style guidelines.
4. Legal Compliance Check: Verification that disclaimers and legal notices are present.
5. User Testing: Beta testing with real users to identify usability issues.

6. Update and Maintenance Policy

6.1 Regular Updates

We review and update our content on the following schedule:

• Calculators: Reviewed monthly for accuracy; updated immediately upon regulatory changes.
• Articles: Reviewed quarterly; updated annually or when significant developments occur (e.g., new tax reforms).
• Legal Pages: Reviewed annually and updated as needed to reflect policy changes.

6.2 Archival and Versioning

When we make significant changes to a calculator or article, we include a "Last Updated" timestamp. Users can rely on these timestamps to know the currency of the information.

7. Corrections and Transparency

7.1 Error Correction Process

We take errors seriously. If you spot an inaccuracy in a calculation, article, or other content:

• Email us at contact@fincalculator.cloud with details of the error.
• We will acknowledge your report within 24 hours.
• If verified, we will correct the error within 48 hours and notify the reporter.
• For significant errors, we will publish a correction notice on the affected page.

7.2 User Feedback

We actively encourage user feedback and use it to improve our Service. Suggestions for new calculators, feature improvements, or content topics are always welcome.

8. Sponsored Content and Advertising

8.1 No Sponsored Content

As of February 2026, FinCalculator.cloud does not publish sponsored content or paid reviews. All articles and calculators are created independently by our team.

8.2 Advertising Disclosure

If we display advertisements, they are clearly marked as "Ad" or "Sponsored." Advertisements do not influence our editorial content, calculator results, or recommendations.

9. User-Generated Content

Currently, FinCalculator.cloud does not host user-generated content (comments, forums, etc.). If we introduce such features in the future, we will establish clear moderation guidelines to ensure quality and compliance with our editorial standards.

10. Disclaimer: Not Financial Advice

Important Notice: All content on FinCalculator.cloud is for informational and educational purposes only. It does not constitute financial, investment, tax, or legal advice. We strongly recommend consulting with a qualified SEBI-registered financial advisor before making any financial decisions.

11. Commitment to Continuous Improvement

The financial landscape is constantly evolving, and so are we. We are committed to:

• Staying current with regulatory changes
• Incorporating user feedback to improve our tools
• Expanding our content library to cover emerging financial topics
• Adopting new technologies to enhance user experience

12. Contact Us

If you have questions about our editorial standards, found an error, or want to suggest improvements, we'd love to hear from you:

This Editorial Policy reflects our commitment to serving the financial literacy needs of India with integrity, accuracy, and transparency. We review and update this policy annually to ensure it remains aligned with our mission and best practices.