fincalculator
Business Loan Calculator
Use this free Business Loan Calculator to estimate payments for commercial financing. Simple, accurate, and easy to use for owners.
Securing capital is a crucial step for growth. The Business Loan Calculator helps entrepreneurs estimate monthly payments and total costs for various business financing options.
Whether you are funding a startup, expanding operations, or purchasing equipment, this tool provides a clear breakdown of interest and fees to help you make informed financial decisions.
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Fincalculator
INPUT VALUES
Loan Amount0
Loan Term (Years)0
Annual Interest Rate (%)0
Origination Fee0
Other Fees0
Sales Tax (%)0
When to Use This Calculator
Use this calculator to:
- Assess Affordability: Determine if your business cash flow can support the monthly loan payments.
- Compare Lenders: Evaluate different loan offers by seeing how interest rates and fees impact the total cost of capital.
- Plan Expansion: Project the financial impact of taking on debt for new projects or inventory.
Example Scenario
Loan Amount: $100,000
Interest Rate: 8%
Term: 5 Years
Origination Fee: $2,000
Total Loan Amount: $102,000 (Principal + Fee).
Monthly Payment: ~$2,068.
Total Interest: ~$22,000.
Total Repayment: ~$124,000.