fincalculator
Annuity Calculator
Use this free Annuity Calculator to estimate the growth and future value of your annuity. Simple, accurate, and easy to use online.
The Annuity Calculator helps you calculate the Future Value (FV) or Present Value (PV) of a series of equal payments. This is useful for analyzing retirement plans, savings goals, or insurance payouts.
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INPUT VALUES
Payment Amount1000
Annual Interest Rate (%)5
Compounding Frequencymonthly
Time Period (Years)10
Annuity Typeordinary
When to Use This Calculator
Use this calculator to:
- Project Growth: Determine how much an annuity will be worth in the future (FV) if you make regular contributions.
- Assess Value: Calculate what a future stream of payments is worth in today's money (PV).
Example Scenario
Example Scenario:
- Contribution: $1,000/month
- Rate: 5% annually
- Duration: 10 Years
- Type: Ordinary (End of month)
Calculations:
- Future Value: The calculator determines that your contributions will grow to approximately $155,282.
- Total Interest: You contributed $120,000, so you earned roughly $35,282 in interest.