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Marriage Tax Calculator
Use this free Marriage Tax Calculator to compare filing taxes jointly versus separately. Simple, accurate, and easy to use for couples.
The Marriage Tax Calculator helps couples determine whether filing jointly will result in a "Marriage Bonus" (tax savings) or a "Marriage Penalty" (higher taxes) compared to filing as single individuals.
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INPUT VALUES
When to Use This Calculator
Use this calculator to:
- Compare Scenarios: See if your combined income pushes you into a bracket that is disadvantageous or if pooling your income lowers your effective rate.
- Plan Filing Strategy: Though most married couples benefit from filing jointly, this tool highlights the mathematical difference.
Example Scenario
Example Scenario:
- Partner 1 Income: $60,000
- Partner 2 Income: $60,000
Calculations:
- Separate Filing: Each pays tax on $60k. Total combined: ~$10-11k.
- Joint Filing: Tax computed on $120k.
- Result: Likely Neutral. The tax brackets for married filing jointly are generally exactly double the single brackets for lower income levels, meaning two people earning the same amount pay the same total tax.